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Visa, IBAN, transfers and cryptocurrency with better rates.

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Zero fees with Premium
Free for active users

All Premium benefits for just €9.99.

Enjoy Premium for free with €500+ monthly turnover.

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Buy crypto with zero fees

Top up your IBAN and buy crypto with zero fees — all in the Credits app.

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Plans for individuals

Standard
Free
All essentials for local and international payments.
Premium
€9.99 /month
Everything in Free + Debit card + IBAN
VISA or Mastercard Debit opening FREE or €5/month*
Dedicated IBAN opening FREE or €10/month*
20+ Multi-Currency Accounts: USD, EUR, CNY, HKD, GBP, AED, and more
International Transfers SWIFT in 20+ Multi-Currency
50% OFF
International Transfers
50% OFF
SEPA Transfers
50% OFF
FX Exchange
50% OFF
Top ups, Withdrawal
50% OFF
All fees and limits

* You get an IBAN and a card for free if you monthly use the Credits app and its services. Learn more in the full Fees and Charges section.

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Credits.com makes finance simple and borderless. Since 2019, our all-in-one app has helped individuals and businesses send money in real time, manage multiple currencies, issue payment cards, and access professional payment tools—no paperwork, no hassle.

SECURITY AND EXCHANGE INTERNATIONAL CO INC. (No. 1001014352) is registered MSB with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) (MSB registration number: C100000279) as a payment service provider and for money transferring, foreign exchange dealing, dealing in virtual currencies and Money transferring.



This website and the services described herein are not intended for persons located or resident in any jurisdiction where such access would violate applicable laws or regulations. Access to this website and our services by persons in such restricted jurisdictions is strictly prohibited unless such access qualifies for a specific exemption under local laws or regulations.

Nothing on this website constitutes an offer or solicitation to sell products or services in any jurisdiction. However, we may provide services to persons in restricted jurisdictions where they have approached us directly on their own initiative (reverse solicitation). By accessing this website or engaging with our services, you confirm that you have not been solicited by us and that any approach was initiated solely by you.

For the full terms, please refer to our Terms of Service.

This website and the services described herein are not intended for persons located or resident in the United Kingdom. Access to this website and our services by persons in the UK is strictly prohibited unless such access qualifies for a specific exemption under UK financial promotions regulations. For the full terms, please read using the Terms of Service for the UK customers.
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