About Credits

Financial Super Wallet

Credits is a super app that combines multiple financial services in one place, including debit cards, bank accounts, and payments for individuals and businesses.

We have developed a unique platform that enables you to manage all these services seamlessly, without the need for third-party partners or intermediaries.

As a result, it is much simpler and up to 3 times more cost-effective to use. It’s an all-in-one solution.

Why Credits?

Credits simplifies the user experience.

Credits users do not need a bank with cards and current accounts, an exchange, a self-custody wallet, or a separate on/off-ramp.

All these products are integrated into a single Credits Wallet, saving users both time and money.

Why Credits?
Regulation

Credits is a global licensed payment provider

Canadian and European licenses for financial services for individuals and businesses.

Debit cards and IBAN accounts are provided by our European licensed Electronic Money Institution partner, Unlimit.

Money protection scheme

Funds are stored in segregated accounts. Neither Credits nor any third party has access to the customer’s funds; only the customer does.

Security

Maintaining all local and international compliance requirements.

Credits complies with all European, local, and international compliance requirements.

Security illustration
Security is our priority.

It’s easier in the app

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Credits.com makes finance simple and borderless. Since 2019, our all-in-one app has helped individuals and businesses send money in real time, manage multiple currencies, issue payment cards, and access professional payment tools—no paperwork, no hassle.

SECURITY AND EXCHANGE INTERNATIONAL CO INC. (No. 1001014352) is registered MSB with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) (MSB registration number: C100000279) as a payment service provider and for money transferring, foreign exchange dealing, dealing in virtual currencies and Money transferring.



This website and the services described herein are not intended for persons located or resident in any jurisdiction where such access would violate applicable laws or regulations. Access to this website and our services by persons in such restricted jurisdictions is strictly prohibited unless such access qualifies for a specific exemption under local laws or regulations.

Nothing on this website constitutes an offer or solicitation to sell products or services in any jurisdiction. However, we may provide services to persons in restricted jurisdictions where they have approached us directly on their own initiative (reverse solicitation). By accessing this website or engaging with our services, you confirm that you have not been solicited by us and that any approach was initiated solely by you.

For the full terms, please refer to our Terms of Service.

This website and the services described herein are not intended for persons located or resident in the United Kingdom. Access to this website and our services by persons in the UK is strictly prohibited unless such access qualifies for a specific exemption under UK financial promotions regulations. For the full terms, please read using the Terms of Service for the UK customers.
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